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  There are a number of options available for getting a loan in a pinch, but an unsecured personal loan is the most practical due to its advantageous risk-to-cost profile. Let's examine the sources of such loans and the stipulations that must be met by the borrower. Acceptable Credit History Having a high enough credit score is the first requirement for getting Instant cash loans whatever the case may be, regardless of the urgency. Best Egg has a minimum credit score requirement of 640, although there are lenders who have stricter requirements. Reputable Credit History Bad-credit applicants can also access personal loans. However, the loan amount is smaller and the interest rates are substantially greater in such situations. Credit reports are also required by the majority of loan providers. Different lenders have different minimum investigation periods. Two or three years of data may be requested by some, while others may want up to five. Rate of Pay Minimum Salary

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